Market Insights

July 2024
NIMBY “Contrary to the vision of the left, it was the free market which produced affordable housing—before government intervention made housing unaffordable.” Dr. Thomas Sowell Home ownership has long been considered the American Dream. However, since 2020 U.S. home prices have risen 34%, and mortgage rates surged from 3.72% to

June 2024
Pathway to Poverty “The only way in which a durable peace can be created is by world-wide restoration of economic activity and international trade.” James Forrestal President Biden recently announced a wave of new tariffs on Chinese imports: 100% on electric vehicles, 50% on semiconductors, 50% on solar panels, 25%

May 2024
The Fed Put “The U.S. government can’t go bankrupt because we can print our own money.” Jared Bernstein In the 1970s, Federal Reserve chairman, Arthur Burns, a Keynesian economist, attempted to rescue an economy hobbled by price controls, protectionist trade policies, and misguided fiscal policies, with monetary stimulus. Burns’ loose

The Advantages of Private Lending for Real Estate Investors
Introduction: Private lending has emerged as a compelling alternative for real estate investors seeking flexible financing solutions beyond traditional avenues. In this blog post, we delve into the distinct benefits that private lending offers to investors navigating the dynamic landscape of real estate investment. Greater Flexibility: Unlike conventional lending institutions,

What Borrowers Need to Know
In the realm of luxury real estate financing, borrowers face a unique set of considerations and challenges. Understanding the intricacies of borrowing for high-value properties is essential for making informed decisions and securing favorable loan terms. Here’s what borrowers need to know: The Importance of Preparedness: Before embarking on the

Role of First Deeds of Trust in Real Estate Financing
Understanding the Essence: In the realm of luxury real estate financing, the first deed of trust stands as a beacon of security and assurance. This legal instrument, often heralded as the cornerstone of high-end property transactions, plays a pivotal role in shaping the landscape of real estate investment. Delving Deeper